While it certainly may feel like your entire existence is engulfed by this test for six months out of the year, it is naïve to think that the rest of the world cares or it will place itself on pause until you are less busy studying.

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Now that this decade has come to an end, it is almost unimaginable to look back to its beginning—in a world directly post-GFC—and believe the incredible run seen from practically every asset class since. Most investors who have participated in any market besides cash have done quite well since those 2009 lows.

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